Generali Worldwide recognises that it is essential for international corporations to provide flexible offshore savings and retirement plans to give them the edge in a competitive employment market.

Generali Worldwide specialises in offshore solutions that are tailored exclusively to a company and their employee's specific requirements, often offering significantly more flexibility than onshore plans.

Portability is another important advantage that Generali Worldwide offers to the members of an offshore investment plan. Upon leaving service, the member benefits can be paid as a lump sum, which they can invest as they wish, or Generali Worldwide offers Momentum, a continuation option where the member can transfer the benefits of their existing corporate plan to an individual flexible savings product.

Having decided on an offshore investment plan, the structure of the plan needs to be decided. Generali Worldwide is able to offer:

Defined Contribution Plans

Defined Contribution Plans, also known as 'Money Purchase Plans', are company retirement plans that have a variable retirement benefit based on the contributions paid into the plan each year and the associated investment returns.

Defined Benefit Plans

These plans, also known as 'Final Salary Schemes', have a guaranteed retirement benefit based on the final salary and length of service of an employee. The responsibility for funding and meeting the guaranteed benefit is the employer's.